Plans Available for Medicare in Oregon
- Original Medicare Part A, which includes inpatient hospital services, is one plan that is available in Oregon. It also includes things like limited home health care, medications administered during inpatient hospital stays, Skilled Nursing Facility care, and hospice care.
- Original Medicare Part B, which includes outpatient services, is another plan that is available in Oregon. It includes things like outpatient care, doctor’s visits, preventative care, lab tests, mental health services, and durable medical equipment, among other things.
- Medicare Part C plans, which are also called Medicare Advantage plans, are available in Oregon. These are required to cover the same things as Medicare Part A and Part B, with the exception of hospice care. It can also have additional coverages like prescription drug, dental, vision, and hearing coverage.
- Medicare Part D, which is a prescription drug coverage program, can be a valuable plan to enroll in, as Part A and Part B do not have a prescription drug coverage program included.
Sometimes called Medigap plans, there are also Medicare Supplement plans for Oregon. These plans cover the out-of-pocket expenses that are not covered in Medicare Part A or B. Coinsurance, deductibles, and copays are some of the things that Medicare Supplement insurance plans can include.
Enrolling In Oregon Medicare
Enrolling in Medicare in the state of Oregon is easy, there are multiple ways to do it.
- Online at the Social Security website
- Over the telephone
- In person at your local Social Security Office
Other Valuable Resources
There are resources in Oregon that can help people save money and get advice on Medicare. Two of the prominent ones are Medicare Savings Programs and Oregon State Health Insurance Counseling and Assistance Program (SHIP).
The Oregon State Health Insurance Counseling and Assistance Program (SHIP) is available for seniors that are seeking advice and guidance on Medicare from a trained volunteer in your area. The call is toll-free. The Senior Health Insurance Benefits Assistance (SHIBA) program is the division to call.
For people with limited income, the Medicare Savings Program can be applied for. For people that qualify, assistance for out-of-pocket expenses related to things like deductibles, premiums, and other medical expenses can be a huge help.